Insurance Services

Farmowner

Our Farmowner program is designed to provide coverage for principal farm residences, farm structures and buildings, farm personal property, and farm liability coverage. This program comes with many optional endorsements to help tailor the product to best fit each individual farm account. This program can be used for traditional farm accounts and tenant farm accounts. All property coverage is written by German Farmers Mutual Insurance Company with Liability coverage provided by Grinnell Mutual Reinsurance Company.

Country Home

Our Country Home program is designed to provide coverage for principal farm residences, farm structures and buildings, farm personal property, and farm liability coverage for the “hobby” farm account with a minimal farming exposure. This program comes with many optional endorsements to help tailor the product to best fit each individual country home account. This program can be used for traditional country home accounts and tenant accounts. All property coverage is written by German Farmers Mutual Insurance Company with Liability coverage provided by Grinnell Mutual Reinsurance Company.

Homeowner

Our Homeowner program is designed to provide standard property and liability coverage for owner occupied residences. Tenant policies and Condominium policies can also be written under this program. Many additional endorsements are available to assist in tailoring this product to each individual homeowner account. All property coverages are written by German Farmers Mutual Insurance Company with the Liability coverage provided by Grinnell Mutual Reinsurance Company.

Dwelling Fire

Our Dwelling Fire program is designed to provide property coverage for dwellings that are owner occupied, rented, or occupied by family members. Personal property coverage is also available as well as farm property and farm structures and buildings. The dwelling fire program may be an excellent choice when the account does not meet the underwriting guidelines for one of our standard programs.